Budget Homes

Here is a check lists before taking a Medical Insurance. What is a sub-limit and family floater coverage, temporarily excluded diseases, and permanently excluded diseases. Many private companies jumping into Medical Insurance business. There are few government agencies existing already

Recently, I applied for personal loan in HDFC bank. After processing, the telemarketing executive informed me that, I am listed in CIBIL. She asked me that have I defaulted any previous loan?. I was confused I did not have any previous loan, it is my first loan in my life, which I applied to H

Club the Housing loan into Retirement plan

Buying a home is a simple and easy way to retire. You do not need to save separately for your retirement.

There are lots of retirement plans and policies available for private sector employees. Out of the salary some money has to b

To get educational loan from nationalised banks, the student must get the admission through merit. Students who get the admission through management quota can not avail educational loan.

The loan will be issued from the nearest bank of the permanent residence. If the student moved

Credit card payment defaulters and Loan EMI payment defaulters. Both are listed in CIBIL. There should be difference between credit card defaulter and Loan EMI defaulters. Both should not be treated as same.

If a person defaulted in his Credit Card payment, he should not be denie

Loan can be given to CIBIL defaulters. If your CIBIL status is not cleared, you can avail loan. Your chances of getting a personal loan would be less without security. Loan against property may be possible to you. ICICI offers loan against property. ICICILAP.

You can also convince yo

CIBIL may be no more when SSN (Social Security Number) introduced. SSN will be holding your status. It include all the aspects of your personal details. CIBIL takes care of your Financial creditability or previous loan status. But it does not include your social status.

For Example:

Reverse Mortgage Loan is a good financial security for Indian Senior citizens.

In India there is no social security cover to senior citizens like in western countries. Senior Citizens has to depend on their grown up children or savings. Those who are dwelling in private companies

Recently I heard one of my friend's colleague is earning huge money from his blog. So he resigned his Job.

I thought if my blogya.in get popular, I could have earn sufficient money to give up my job. I will be free from work and attain financial freedom. Another friend said, if he succee

Which is best investment

We do lot of investment for our future. Using money we invest in land, FD, Mutual fund, and shares, etc. Which is the best investment? Nothing is best.

Time is the best investment. Investing your time properly is the best investment for f

Real Financial Freedom

Can man free from money? Is financial freedom possible?

Everybody has their own views for money. Is spending less than the earning can be a way to financial freedom? Is buying lot of assets financial freedom? The bank deposit, assets