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CIBIL may be no more when SSN (Social Security Number) introduced. SSN will be holding your status. It include all the aspects of your personal details. CIBIL takes care of your Financial creditability or previous loan status. But it does not include your social status.

For Example:

If you have violated a traffic rule and pay the fine in mobile court or a civil crime sued against you in under proceedings or you committed an accident two years back or you quarrel with your neighbor and reported in police station or you are caught while traveling in Government transport without ticket or you have been jailed for two years in the past for a petty crime or you have divorced two times etc. will not be reflected in CIBIL.

SSN includes both your financial status as well as social status. You status and past transactions or interaction with government in any aspects of life as a citizen. If you are a government employee and you are suspended or dismissed it will reflect in SSN.

When SSN come into practice, authorities and institution will depend on your SSN than CIBIL.

CIBIL might be obsolete when SSN takes effect.